So, something has you wondering about long-term care. I understand. Who does not know someone who has lost their ability to remain 100% independent and then struggle to pay for certain services so they can preserve their assets and keep their dignity? You hope that it doesn’t happen to you
There is no question that health care costs are skyrocketing (along with the cost of everything else…) but the cost for long-term care is accelerating even faster. Imagine if you were forced to spend more in a month to be taken care of (or have someone you care about.) It
Buyer’s remorse! There’s nothing worse than making a purchase then regretting it! So, what you need is a long-term care insurance guide to avoid long-term care insurance buying mistakes! The first mistake would be not working with a qualified long-term care insurance professional who has options for you. Thinking about
Long term care insurance options vary with different riders, or features, that give the policy greater benefits. Generally, more benefits will mean higher premiums.
If you are researching long-term care insurance, you probably already have an idea about how much is long term care insurance. Since you are reading this article there is a good chance you have gotten quotes for either traditional or hybrid coverage and have seen the high premiums and now
There are some ways that Medicare covers long-term care services. Medicare will help on a short-term basis with declining coverage.
Most states will provide partnership long-term care insurance plans to partner with their citizens to make sure they have insurance to cover potential future needs and protect their legacy assets.
After researching the costs of long-term care insurance and noticing the high premiums you may have come across the term “hybrid long term care insurance policy,” and wondered to yourself, “Do I Need A Hybrid Long Term Care Policy?” Generally, long-term care insurance protection can be purchased in two ways:
Yes, it is entirely possible to remove assets from an estate to help in qualifying for Medicaid long term care coverage. If you give your assets away today you may be able to have Medicaid pay for your long-term care services in the future. Qualifying for Medicaid long term care
