Make Smart Financial Decisions – Be Confident – Fullfill Your Values and Life’s Purpose
The Wealth Performance and Protection System™
The Secret to Long-Term Financial Success, Reduced Stress and a Happy Life Isn’t Found By Gambling In The Stock Market, Hiring an Expensive Money Managers, or Spending Hours Trying to Learn Everything the Financial Media Publishes…
…The Secret Is Found by Understanding what is Important About Money To You, Knowing The Rules of The Financial Game, Making The Best Decisions With Every Dollar allowing you to reach Your MAXIMUM FINANCIAL POTENTIAL!
From: Kevin Wenke CFP®, Expert Guide and Founder @ Decision Tree Financial
Something in your life has you looking for direction as to what YOU SHOULD do with your money and wealth. That’s AWESOME because NOW is the Best Time to ensure you’re making THE BEST DECISIONS With Your Money! You will hear me say all the time:
“The future you want for yourself will be determined by the decisions you make today.”
Whether you are a young professional, small business owner, someone who has retirement on their mind or even someone who is getting ready to receive a substantial inheritance, you want to make decisions with your money that align with your core values while avoiding the money mistakes SO MANY in the generations before you have made which caused them fall short of the life they wanted.
This is where The Wealth Performance and Protection System™ comes in. It’s a Personal Financial Analysis that helps you visualize where you are financially today so you can see how to CONFIDENTLY position your money for MAXIMUM IMPACT towards creating the life you want.
With that, before I explain how The Wealth Performance and Protection System can help bring direction, confidence, simplicity, and more wealth into your life, I’d like to ask you a couple of questions…
Please Review and Answer “Yes” or “No …”
If you said “YES” to ANY of these questions, Then, I invite you to READ ON and Learn about How The Wealth Performance and Protection System™ will give you the vision, confidence, clarity, and results you are looking for!
ATTENTION: Everything Below Was Written To Explain
The Why, What and How Of
The Wealth Performance and Protection System™
so I ENCOURAGE YOU TO READ THE All of It
BUT, If you are impatient like me, YOU CAN scroll to the end to see what it costs, review the FAQ’s or Just Sign Up below for a Free 30-minute meeting to discover how the WPPS can work for you…
But Really, READ THE WHOLE LETTER…It Explains A LOT!
Money’s role in Creating the life you desire
Everyone desires a financial life that performs to its full potential. They want…
Along the way they want to keep their finances organized, flexible and easy to manage.
The Problem is for so many is that even after a lifetime of working their butts off, MOST people don’t EVEN COME CLOSE TO achieving the financial life they desire…
As a matter of fact they end up failing miserably..
…And here’s Why…
Problem 1: HOW People TRY to make Financial Decisions is a Convoluted Mess.
There are numerous financial decisions people make over their lifetime. When they do, they tend to make them:
The creates a “FINANCIAL JUNK DRAWER” of financial products purchased one by one over the years from various salespeople, based on tips from friends or information in brochures that they accumulate and hope to make sense of one day…
They never consider how they all these pieces work together…
So all the financial decisions they make (and don’t make) are uncoordinated and inefficient
causing them to work much harder to reach the financial life they want!
The Investment, Banking and Insurance Industries rig the Rules of the Game so that THEY are guaranteed success regardless of yours…
Let’s Face It…The Financial Industry is OUT For #1. They Have BIG BUILDINGS to Buy AND “Fat Cat Bonuses” To Pay out…
If you are not careful, you may be dealing with institutions that:
In life, there is the potential to experience a number of situations and unavoidable factors that, if left unaddressed, threaten to consume your money, your time and your focus…
I call them the “Financial Barbarians“ and they include:
It’s Overwhelming… And Makes Your Financial Life
FEEL LIKE THIS...
STRESSED – Confused – UNCERTAIN
With all of this going against you it can seem impossible to get ahead! Even keeping up feels overwhelming!
But you try, doing the best you can based on what you know…
When it comes to trying to put plan in place…
FIRST, I have watched a lot of well intentioned people hire a financial planner who works with them to create this elaborate, well thought out, written FINANCIAL PLAN that tells them everything they should do to achieve financial success.
…BUT The PROBLEM is…
…they feel the act of having the plan created was all they needed to do so THEY NEVER TAKE ACTION TO IMPLIMENT THE RECOMMENDATIONS IN THE PLAN!
Maybe it is because the recommendations inside the plan take too much money away from their current lifestyle, maybe it is because no one is there to hold them accountable for taking the steps needed to implement the plan Or Maybe It’s BECAUSE THEY DON’T UNDERSTAND WHAT THEY SHOULD DO and WHY THEY SHOULD DO IT!
Either way, NOTHING GETS DONE and THIS Makes the Plan Useless, the money they spent on it WASTED as the document they received for that investment is filed away to collect dust…
…People spend countless hours consuming content the financial media produces trying to figure out what to do on their own…
Their eyes and ears are connected to the Television, Newspapers, Radio, and the INTERNET
Trying to figure out what information is for them and what isn’t when in fact THEY ARE MOSTLY BEING CONDITIONED To RECEIVE The ADVERTISER’s MESSAGES SO THEY WILL BUY WHAT THEY ARE SELLING…
Which ends up
Costing them TIME and MONEY as they WASTE both jumping around and changing strategies which causes them to never fully reach their full potential.
So then what?
A Year goes by…
Then 10-Years pass…
20 YEARS go by…
and they look at themselves in the mirror saying…
They Are Not Close to Being Where They Had Hoped Financially
Let me introduce you to…
The Wealth Performance and Protection System!
A Personal Financial Analysis Based on CASH-FLOW that helps you identify what is important about money to you then visualize your spending, protection and investing activities so you make the right money decisions and reach YOUR MAXIMUM FINANCIAL POTENTIAL!
As a kid we use to play Monopoly all the time…
It had a gameboard, a set of rules..
You would roll the dice and move forward with each roll.
As you would “pass go” you could collect $200…
If you landed on the “Community Chest” or “Chance” you drew a card…
If you landed on a property that nobody owned you could “invest” in it BUT…
If you landed on a property that someone else owned, you had to pay rent…
The goal of the game was to “win” all the money from the other players….
The Gameboard is the visualization system. It takes YOUR UNIQUE SITUATION and watch the results of potential choices are made.
This system helps you to:
“Rules of play”
Every game has rules. If you don’t understand them, you can be taken advantage of by someone who does.
If you DO UNDERSTAND The Rules, you can use them to YOUR ADVANTAGE!
WPPS helps you understand the rules in order to:
An Expert Guide
The “Macro-Manager” is your expert guide that helps you win in the game of personal finance.
This person UNDERSTANDS THE GAME and can Help you exploit the Rules to favor YOU!
They help you understand how ALL the pieces of your financial life fit together so they all work together…
AND MOST IMPORTANTLY, They understand what is important to you, what drives you to succeed and inspires you to stay on track, focused on your objectives.
Unlike Monopoly, we are not just dealing with real estate… We address all areas of your financial life, which includes:
Let Me SHOW YOU How This Works…
Financial Success requires a life-time commitment. Therefore, the VERY FIRST STEP is to determine “WHY” you want to be Successful with MONEY.
We want to get your values out in to the open because they are what drive you when making financial decisions. When we have them firmly rooted in your conscious mind, your moral compass will help you to make decisions you will be inspired to follow through on.
The Wealth Performance and Protection System is going to inspire you along on a lifetime journey of financial success.
An old Chinese proverb states “A journey of 1,000 miles starts with the first step.”
To make that step count, we need to know where you are starting from and where you ultimately want to go so the action you take is efficient, meaningful and inspiring.
This is where we have you collect all your financial documents while we get you dreaming of the way you want your future to be to provide us direction on how to best get there.
It doesn’t matter where you start from as much as you a clear vision of where you want to be and the inspiration to take positive action to get you there.
Cash flow refers to the circulation of money in your household accounts (both earning and spending). Cash flow strategies should adhere to 10 rules outlined in the WPPS rulebook.
Sources of Income Include:
Debt is often just a cost to your financial life and should usually be limited. However debt can be used strategically to enhance well-managed strategies.
Sources of Debt:
Then We Look At PROTECTION
Full protection is critical for guarding against unforeseen events that can strike at any time and wreck your financial future.
Our objectives on the protection game board are to:
Next we look at SAVINGS
Cash reserves are needed as a safety net providing additional protection, liquidity, ability to work for a specific purpose or to be able to take advantage of opportunities.
The objectives of this game board are:
Finally we look at GROWTH
The Growth Section is where we look to build long-term wealth and future income.
Investments in this section have a greater possibility of higher return balanced with probable decreased liquidity and decreased risk.
The objectives of this game board:
This process will let you do more with your money so that you can…
The System works because it is a structured approach that combines basic financial principles, laws, and strategies to scientifically position the various elements of your finances so they become…
This gives you clarity in your decision-making process creating efficiencies that will save you time and money.
As a matter of fact, when you go through the Wealth Performance and Protection System your finances become so efficient that you get more out of what you have. You can handle the Financial Barbarians and possibly have more money now and more money in the future!
All this to give you the Peace of Mind that your financial objectives can be met under many different future conditions.
We understand that everyone’s circumstances are different, but our objective is to co-create strategies to give you the greatest opportunity for:
Success over your lifetime.
Who Am I and How I Can Help You
My name is Kevin Wenke, and I am a Certified Financial Planner™ and owner of Decision Tree Financial. Since 2003 I have had the privilege of helping hundreds of people all over the United States make better financial decisions. My Wealth Performance and Protection System empowered them to accomplish more with their money.
I believe people have an abundance of opportunities open to them but don’t know the rules that allow them to capitalize on those opportunities. My goal is to help make the unknown- known so they can make informed decisions that can transform their financial life in a positive way.
As an experienced Certified Financial Planner™ and Chartered Life Underwriter I have specialized knowledge and a fiduciary responsibility to help you get the most out of your financial resources.
Our Model looks at different categories of Protection, Savings and Growth. Then coordinates your money to create efficiencies leading to greater wealth protection and accumulation.
Here are what others are saying after participating in
The Wealth Performance and Protection System™…
“Such a Time and Money Saver”
“We had worked with a financial planner for years and had an actual financial plan done (5) years earlier but we never did anything it recommended except have our portfolio managed…
We were always arguing about how to balance our business and personal finance…
We read “The Sallo Strategy” and experienced The Wealth Performance and Protection System and have saved so much time trying to figure out the right place to invest and spend our money.”
– Russell (53) and Vanessa (48), Owners of a successful and growing manufacturing business.
“So Simple to Understand”
“I don’t really understand money, I just know how to make it. This system made it so easy to understand what we needed to do and couldn’t believe how much more we could do with what we have…”
“My husband, who is an educator, really connected to the way Kevin teaches too”
– Jim (49) College Professor and Mishel (50) Physicians Assistant
“I have more time to Golf”
“I use to watch hours of CNBC and read “The Wall Street Journal” to figure out where I should invest my money. After going through the system, my income is higher, taxes are lower and I know exactly how much money I am going to leave my children.
All this extra time lets me go and golf more which is kind of expensive though…”
Gary (67) and Violet (60) – Retired
How Much Does This Cost?
I don’t want a fee or not having a large investment portfolio being a barrier to us working together and me helping you be financially successful!
I am so confident that my team and I can make such a HUGE impact on your financial life that I am willing to put my “money where my mouth is.”
You Don’t Have To Pay Anything Right Now!
Instead, I want to Have a FREE 30-Minute Conversation With You and you Significant Other To Make Sure We Are A Good Fit To Work Together.
The Wealth Performance and Protection System is something better explained by you participating…
My goal for you by participating with is to put more money in your pocket today, build wealth for tomorrow AND Protect Everything You Have Worked So Hard To Create.
So, in our 30-minute conversation, you can tell me about YOU!
YOU ARE PROBABLY STILL WONDERING
This Can’t Be Free!
HOW MUCH DOES THIS COST?
*The ANSWER IS THE fee will be determined after we meet and I understand your complete situation. My typical structure is determined as a percent of income (0.5%) and assets (0.25%) with a minimum fee of $1,500.
THE BIG THING I want you to know Though IS that
I will never take a fee…
ZERO – ZILCH – NADA
if you are not 100% satisfied
In a Better Financial position than before we met!
If we decide to work together but The Wealth Performance and Protection System doesn’t live up to your expectations…
…if it doesn’t give you the vision, clarity, focus, and peace of mind expected then you can get a won’t pay a penny!
No Questions Asked!
With this guarantee, you have EVERYTHING to Gain and Nothing to Lose in EXPERIENCING The Wealth Performance and Protection System!
Special Bonuses for completing the system!
A Fully Written Comprehensive Financial Plan
Total Value : $5,000+
Understand first and foremost, I AM a Certified Financial Planner™ so of course, I am going to give you the service I am trained to provide…A WRITTEN FINANCIAL PLAN.
The BIG THING to know is The Wealth Performance and Protection System™ ENHANCES the financial planning process. It allows you to 1st CHOOSE THEN WATCH the results of those choices play out IN REAL TIME as to how they will affect your CURRENT and FUTURE Finances.
Once you FINALIZE the best course of action (with my support of course), the FINANCIAL PLAN is the written document you receive that provides you with the instructions on what you are to do and when you are to do them.
These plans are as few as 50 pages but can be more than 200 pages for more complex situations and they include information about:
Get this For Completing The Wealth Performance and Protection System*
Do you want to see a sample financial plan? Click here and I will email one right over to you!
1-year of Professional Portfolio Management from Decision Tree Investment Advisors, LLC
Total Value : $10,000+
You want your money to grow and work for you … and you want to have an advisor watching your portfolio…
The problems in the market now are:
When Investing in the “Markets…”
THE LOWER YOUR FEE – THE BETTER OFF YOU ARE!
My investment models will diversify your money into 25-35 low-cost index funds that will give you participation in:
In this portfolio, I employ a strategy that systematically “Buy Low and Sell High” so that profits are locked in and bargains are bought automatically.
Get this for 1-Year For Completing The Wealth Performance and Protection System*
*After one year, the cost is 0.25% of the portfolios value…When compared to the average investor advisor fee of a FULL 1% of a portfolio’s value, our core portfolios will save you Tens of Thousands of dollars over the years, without sacrificing market returns. YOU will have more money in YOUR Pocket!
I can offer this guarantee because I am that confident you will have such a life-changing experience by participating in The Wealth Performance and Protection System that you will look back and say to yourself:
“I wish I had gone through this system a long time ago!”
This is Truly a Limited TIME Offer, So Claim Your Spot Now Before Someone Else Does…
I offer a FREE 30-Minute introductory Consultation with me so you can ask questions and get to know me to see how the system will work for you. If we agree to work together, I charge a fee of 0.5% of your income and 0.25% of your assets, minimum fee of $1,500. This fee is fully refundable as I guarantee that you will love the outcome or I will refund your money no questions asked!
Start Your Process Today!
Here are some
Frequently Asked Questions
That Will Be Able to Help
The investment to participate in the Wealth Performance and Protection System is based on 1) The total of Annual Income (i.e. – from a job, business, pensions, Social Security, and/or trusts) and 2) Your total Assets Value (such as the value of your businesses (if applicable), real estate holdings, retirement account balances, brokerage accounts, collectibles, etc.)
If you generate passive income from your investments and/or retirement account balances, the lesser of that income or the value of the asset is considered.
The amount is determined by taking 0.25% of your assets and 0.5% of your income. So, someone with $100,000 of income and $1,000,000 in assets should expect to invest $3,000.
($100,000 income x 0.5% = $500) + ($1,000,000 assets x 0.25% = $2,500) = $3,000.
The minimum fee to participate is $1,500. The Maximum Fee is $50,000 for the most complicated situations.
To start the process only the initial deposit of $499.00 is required and the final cost of the system will be determined and agreed upon after all assets and incomes are disclosed.
There are (2) Answers to this:
Generally speaking, the initial design it will take between 3 and 5 meetings to complete the system. Typical meetings are 90 minutes although some can be longer or shorter depending on the conversation we are having. Most of the work developing the plan is done behind the scenes when you are not there. My team spends an average of 22 hours organizing and developing our recommendations based on the input you provide.
The cool thing is that we perform most of our meetings ONLINE so that you do not have to travel to my office. You, and if you are married, your spouse and anyone else who should be part of the conversation can log into our online meeting room allowing you to participate from just about anywhere which saves you hours of travel time and expense.
WPPS is a process and is ongoing. We should meet at least yearly though many clients like to meet more frequently to make sure they are on course. For these meetings, I charge an hourly fee that can be between $400 and $200 an hour.
The Wealth Performance and Protection System is a process where you (and your other advisors) and our team work together to co-create a financial strategy that will help your financial life become more efficient and coordinated. In doing so, you will feel confident and will be successful building and maintaining your wealth while living free and doing more of what you want to do – when you want to do it!
If during the first 4 months of our working together you feel the system isn’t helping you towards that result and want to stop the process, any money you have paid to that point will be refunded and any remaining balance will not be invoiced!
Please understand, I became a financial planner in 2003 after I experienced what it is like to lose everything. I know how my knowledge, perspective and experience can help a lot of people but I also realize there are situations where I can’t help, so I’d rather return the money and help them find an advisor who can help them.
I do this so you understand there is no risk to get started.
Yes, Not showing up to the appointed time and not calling more than 2 times and I reserve the right to retain the fee.
The Wealth Performance and Protection System is an experience that will help you organize your financial life so that you can make the best financial decisions.
You will receive a visual representation of your current financial position first. Then, together, we will explore different strategies through our model to find the best money moves you can make will put you in the optimal position to grow and protect your wealth.
I understand. It’s likely you are meeting me on the internet to start and you want to know who you are talking with and is he who he claims to be.
I encourage you to do a background check on me.
The easiest way is to confirm my designations; I am a Certified Financial Planner and a Chartered Life Underwriter.
To confirm my CFP status visit: https://www.cfp.net/verify-a-cfp-professional and type in my last name.
The CFP board does annual background checks on Certified Financial Planners and requires CFPs to complete 30-hours of continuing education to maintain certification.
Learn more about what a CFP means at: www.LetsMakeAPlan.org
To verify my Chartered Life Underwriter status visit: https://www.youradvisorguide.com/designation-check
Everyone has different circumstances but the Wealth Performance and Protection System is a comprehensive planning platform. In the system we will address the following:
I am a CERTIFIED FINANCIAL PLANNER who is licensed as an investment advisor but I DO NOT SELL INVESTMENT PRODUCTS.
I am also a mortgage loan originator (employed by Freedom Mortgage Corporation) and an insurance broker that represents over 500 different insurance companies that sell life, health, property and casualty insurance products. When one of these financial product are the right solution, my team will assist you in finding the best solution. Compensation is disclosed and I typically reduce the remaining fee by any commissions received.
Additionally, I own Decision Tree Tax Advisors. We provide tax preparation services to a number of our clients.
NO! If you have an accountant or attorney you consult with when making important financial decisions, we actually want them to be part of the process. The goal is to have EVERYONE you already like and trust be on the same page, not to replace your relationships!
If you do not have an attorney or accountant and you end up needing the type of services they provide, we can refer you to one of our valued partners who understands the Wealth Performance and Protection System and the importance of a coordinated effort.
Most of my clients have a financial planner or investment advisor they work with.
They decide to work with me because, through The Wealth Performance and Protection System I use a unique and specialized process that really concentrates on your core values when it comes to money then focuses on visualizing cash flow to see the best money moves to make to accomplish your objective. This does a number of super cool things.
For one, It helps people increase their wealth building and income potential ON TOP of what they are already doing. This allows money to work harder for them so they can achieve their goals more efficiently. The cool thing is that I am usually able to do this without ANY REDUCTION IN YOUR CURRENT LIFESTYLE. As a matter of fact, your current lifestyle may even increase!
This is the “Performance” part of the system.
This leads me to the second cool thing and that is the “Protection” portion of the system. Even though you are increasing your money’s ability to work more efficiently, I can do it so that you are taking significantly less risk than you are currently taking.
I am so confident I can make a huge difference in your financial life that if you go through the system and are not satisfied with the results it creates for your life, I refund 100% of the investment you made to participate in the system.
The Wealth Performance and Protection System has a goal to make your financial life as efficient as possible. In order to do that, it is extremely important to have as much information about your current financial position as possible.
You can download our “new client data sheet” here to see the types of information that can help us do the best job for you so you get the most out of the system.
I understand. Everything sounds good but you really aren’t comfortable until you can talk to us one on one.
No problem. That is why I offer the free conversation before we start.
I have a calendar you can access here. Pick a time and we can have a 15-30 minute discussion where you can ask me any question you may have over a zoom meeting.
In addition, you can call me at 844-433-2474.