A Holistic Dynamic Financial Planning Process To Coordinate Your Life, Reach The Financial Success You Desire and Be Happy
From: Kevin Wenke CFP®, Expert Guide and Founder @ Decision Tree Financial
Something has you looking for direction on what to do to be successful with your wealth. That’s AWESOME because RIGHT NOW is the Best Time to ensure you’re making THE BEST DECISIONS With Your Money! You will hear me say all the time:
“The future you’ve always desired will be manifested by the decisions you make TODAY.”
Whether you are a young professional, small business owner, someone who has retirement on their mind or even someone who is getting ready to receive a substantial inheritance, you want to make decisions with your money that align with your core values while avoiding the money mistakes SO MANY in the generations before you have made which caused them fall short of the life they wanted.
This is where The Wealth Manifestation Process™ comes in. It’s my financial planning process that helps you visualize where you are financially today so you can see how to CONFIDENTLY position your money for MAXIMUM IMPACT towards creating the life you want. When you have a financial strategy aligned with your values, the right decisions become clear while money and wealth become more abundant.
With that, before I explain how The Wealth Manifestation Process can help bring action, direction, confidence, simplicity, and wealth into your life, I’d like to ask you a couple of questions…
If you said “YES” to ANY of these questions, then, I invite you to READ ON and Learn about How The Wealth Manifestation Process™ will give you the vision, confidence, clarity, and results you are looking for so you can move forward with purpose!
ATTENTION: Everything Below Was Written To Explain
The Why, What, and How Of
The Wealth Manifestation Process™
so I ENCOURAGE YOU TO READ THE All of It
BUT, If you are impatient like me, YOU CAN scroll ALL THE WAY To The Bottom to see what it costs, review the FAQ’s or Sign Up for a Free 30-minute meeting to discover how the WPPS can work for you…
But Really, READ THE WHOLE LETTER…It Explains A LOT!
Money’s role in Creating the life you desire
Everyone desires a financial life that performs to its full potential. They want…
Along the way they want to keep their finances organized, flexible and easy to manage.
The Problem is for so many is that even after a lifetime of working their butts off, MOST people don’t EVEN COME CLOSE TO achieving the financial life they desire…
As a matter of fact they end up failing miserably..
…And here’s Why…
Problem 1: HOW People Make Financial Decisions is a Convoluted Mess.
There are numerous financial decisions people make during their lifetime. When they do make decisions, they tend to make them:
They don’t stop to consider how all these pieces work together…
So all the financial decisions they make (and don’t make) are uncoordinated and inefficient.
For some, this misalignment is reckless, causing them to make bad decisions that end up causing them to work much harder but never realize the financial life they want!
For others, it causes them to freeze and do nothing out of fear of making a mistake, hoping that in the end it will all work out for the best.
Let’s Face It…The Financial Industry and IRS Are OUT For #1.
If you are not careful, you may be dealing with institutions that:
It feels like The Financial Industry and Government rig the Rules of the Money Game so that THEY are guaranteed success without regard for yours…
In life, there is the potential to experience a number of situations and unavoidable factors that, if left unaddressed, threaten to consume your money, your time and your focus…
It’s Overwhelming… And Makes Your Financial Life
FEEL LIKE THIS...
STRESSED – Confused – UNCERTAIN
They Don’t Come Close to Achieving the Life They Set Out to Create…
The Wealth Manifestation Process
A Holistic Dynamic Process To Coordinate Your Financial Life, Be Happy and Have The Wealth You Desire
In the system, we address all areas of your financial life:
Let Me SHOW YOU How This Works…
Financial Success requires a life-time commitment. Therefore, the VERY FIRST STEP is to determine “WHY” you want to be Successful with MONEY.
We want to get your values out in to the open because they are what drive you when making financial decisions. When we have them firmly rooted in your conscious mind, your moral compass will help you to make decisions you will be inspired to follow through on.
The Wealth Manifestation Process is going to inspire you along on a lifetime journey of financial success.
An old Chinese proverb states “A journey of 1,000 miles starts with the first step.”
To make that step count, we need to know where you are starting from and where you ultimately want to go so the action you take is efficient, meaningful and inspiring.
This is where we have you collect all your financial documents while we get you dreaming of the way you want your future to be to provide us direction on how to best get there.
It doesn’t matter where you start from as much as you a clear vision of where you want to be and the inspiration to take positive action to get you there.
Cash flow refers to the circulation of money in your household accounts (both earning and spending).
Debt is often just a cost to your financial life and should usually be limited. However debt can be used strategically to enhance well-managed strategies. Sources of Debt:
Then We Look At PROTECTION
Full protection is critical for guarding against unforeseen events that can strike at any time and wreck your financial future.
Our objectives on the protection game board are to:
Next we look at SAVINGS
Cash reserves are needed as a safety net providing additional protection, liquidity, ability to work for a specific purpose or to be able to take advantage of opportunities.
The objectives of this game board are:
Finally we look at GROWTH
The Growth Section is where we look to build long-term wealth and future income.
Investments in this section have a greater possibility of higher return balanced with probable decreased liquidity and decreased risk.
The objectives of this game board:
During our analysis we are taking what you said was important so we can see where you are strong, where you are weak and how you can reorganize
Step 4: We Discuss Our Analysis and
Begin CO-CREATING with you a
CUSTOMIZED COURSE OF ACTION
It is all about developing recommendations with you
based on sound principles that will help you:
This gives you clarity in your decision-making process creating efficiencies that will save you time and money.
As a matter of fact, when you go through the Wealth Manifestation Process your finances become so efficient that you get more out of what you have. You can handle the Financial Barbarians and possibly have more money now and more money in the future!
All this to give you the Peace of Mind that your financial objectives can be met under many different future conditions.
We understand that everyone’s circumstances are different, but our objective is to co-create strategies to give you the greatest opportunity for:
Success Over Your Lifetime.
Step 5: Put Your Strategy Into ACTION
Now that we Know WHAT to DO – WE DO IT – and Implement the Strategies that are BEST FOR YOU
Step 6: We Continue to Monitor Your Progress
The Wealth Manifestation Process is a dynamic process FLEXIBLE to CHANGE as your situation may over time. We will be there for you to go over how you are doing and make adjustments as needed.
Who Am I and How I Can Help You
My name is Kevin Wenke, and I am a Certified Financial Planner™ and owner of Decision Tree Financial. Since 2003 I have had the privilege of helping hundreds of people all over the United States make better financial decisions. My Wealth Manifestation Process empowered them to accomplish more with their money.
I believe people have an abundance of opportunities open to them but don’t know the rules that allow them to capitalize on those opportunities. My goal is to help make the unknown- known so they can make informed decisions that can transform their financial life in a positive way.
As an experienced Certified Financial Planner™ and Chartered Life Underwriter I have specialized knowledge and a fiduciary responsibility to help you get the most out of your financial resources.
Our Model looks at different categories of Protection, Savings and Growth. Then coordinates your money to create efficiencies leading to greater wealth protection and accumulation.
Here are what others are saying after participating in
The Wealth Manifestation Process™…
“Such a Time and Money Saver”
“We had worked with a financial planner for years and had an actual financial plan done (5) years earlier but we never did anything it recommended except have our portfolio managed…
We were always arguing about how to balance our business and personal finance…
We read “The Sallo Strategy” and experienced The Wealth Manifestation Process and have saved so much time trying to figure out the right place to invest and spend our money.”
– Russell (53) and Vanessa (48), Owners of a successful and growing manufacturing business.
“So Simple to Understand”
“I don’t really understand money, I just know how to make it. This system made it so easy to understand what we needed to do and couldn’t believe how much more we could do with what we have…”
“My husband, who is an educator, really connected to the way Kevin teaches too”
– Jim (49) College Professor and Mishel (50) Physicians Assistant
“I have more time to Golf”
“I use to watch hours of CNBC and read “The Wall Street Journal” to figure out where I should invest my money. After going through the system, my income is higher, taxes are lower and I know exactly how much money I am going to leave my children.
All this extra time lets me go and golf more which is kind of expensive though…”
Gary (67) and Violet (60) – Retired
How Much Does This Cost?
I don’t want a fee or not having a large investment portfolio being a barrier to us working together and me helping you be financially successful!
I am so confident that my team and I can make such a HUGE impact on your financial life that I am willing to put my “money where my mouth is.”
You Don’t Have To Pay Anything Right Now!
Instead, I want to Have a FREE 30-Minute Conversation With You and you Significant Other To Make Sure We Are A Good Fit To Work Together.
The WealthManifestation Process is something better explained by your participation…
My goal for you by participating is to put more money in your pocket today, build wealth for tomorrow AND Protect Everything You Have Worked So Hard To Create.
So, in our 30-minute conversation, you can tell me about YOU!
YOU ARE PROBABLY STILL WONDERING
This Can’t Be Free!
HOW MUCH DOES THIS COST?
*The ANSWER IS THE fee will be determined after we meet, and I understand your complete situation. My typical structure is determined as a percent of income (0.5%) and assets (0.25%) with a minimum fee of $2,500.
THE BIG THING I want you to know Though IS that
I will never take a fee…
ZERO – ZILCH – NADA
if you are not 100% satisfied
In a Better Financial position than before we met!
If we decide to work together but The Wealth Manifestation Process doesn’t live up to your expectations…
…if it doesn’t give you the vision, clarity, focus, and peace of mind expected then you can get a won’t pay a penny!
No Questions Asked!
With this guarantee, you have EVERYTHING to Gain and Nothing to Lose in EXPERIENCING The Wealth Manifestation Process
Special Bonuses for completing the system!
A Fully Written Comprehensive Financial Plan
Total Value : $5,000+
Understand first and foremost, I AM a Certified Financial Planner™ so of course, I am going to give you the service I am trained to provide…A WRITTEN FINANCIAL PLAN.
Once you FINALIZE the best course of action (with my support of course), the FINANCIAL PLAN is the written document you receive that provides you with the instructions on what you are to do and when you are to do them.
These plans are as few as 50 pages but can be more than 200 pages for more complex situations and they include information about:
Get this For Completing The Wealth Manifestation Process*
Do you want to see a sample financial plan? Click here and I will email one right over to you!
1-year of Professional Portfolio Management from Decision Tree Investment Advisors, LLC
Total Value : $10,000+
You want your money to grow and work for you … and you want to have an advisor watching your portfolio…
The problems in the market now are:
When Investing in the “Markets…”
THE LOWER YOUR FEE – THE BETTER OFF YOU ARE!
My investment models will diversify your money into 25-35 low-cost index funds that will give you participation in:
In this portfolio, I employ a strategy that systematically “Buy Low and Sell High” so that profits are locked in and bargains are bought automatically.
Get this for 1-Year For Completing The Wealth Manifestation Process*
*After one year, the cost is 0.25% of the portfolios value…When compared to the average investor advisor fee of a FULL 1% of a portfolio’s value, our core portfolios will save you Tens of Thousands of dollars over the years, without sacrificing market returns. YOU will have more money in YOUR Pocket!
I can offer this guarantee because I am confident you will have such a life-changing experience by participating in The Wealth Manifestation Process System that you will look back and say to yourself:
“I wish I had gone through this system a long time ago!”
This is Truly a Limited TIME Offer, So Claim Your Spot Now Before Someone Else Does…
I offer a FREE 30-Minute Introductory Consultation with me so you can ask questions and get to know me to see how the system will work for you. If we agree to work together, I charge a fee of 0.5% of your income and 0.25% of your assets, a minimum fee of $1,500. This fee is fully refundable as I guarantee that you will love the outcome or I will refund your money no questions asked!
Start Your Process Today!
Here are some
Frequently Asked Questions
That Will Be Able to Help
The investment to participate in the Wealth Manifestation Process is based on 1) The total of Annual Income (i.e. – from a job, business, pensions, Social Security, and/or trusts) and 2) Your total Assets Value (such as the value of your businesses (if applicable), real estate holdings, retirement account balances, brokerage accounts, collectibles, etc.)
If you generate passive income from your investments and/or retirement account balances, the lesser of that income or the value of the asset is considered.
The amount is determined by taking 0.25% of your assets and 0.5% of your income. So, someone with $100,000 of income and $1,000,000 in assets should expect to invest $3,000.
($100,000 income x 0.5% = $500) + ($1,000,000 assets x 0.25% = $2,500) = $3,000.
The minimum fee to participate is $1,500. The Maximum Fee is $50,000 for the most complicated situations.
To start the process only the initial deposit of $499.00 is required and the final cost of the system will be determined and agreed upon after all assets and incomes are disclosed.
There are (2) Answers to this:
Generally speaking, the initial design it will take between 3 and 5 meetings to complete the system. Typical meetings are 90 minutes although some can be longer or shorter depending on the conversation we are having. Most of the work developing the plan is done behind the scenes when you are not there. My team spends an average of 22 hours organizing and developing our recommendations based on the input you provide.
The cool thing is that we perform most of our meetings ONLINE so that you do not have to travel to my office. You, and if you are married, your spouse and anyone else who should be part of the conversation can log into our online meeting room allowing you to participate from just about anywhere which saves you hours of travel time and expense.
WPPS is a process and is ongoing. We should meet at least yearly though many clients like to meet more frequently to make sure they are on course. For these meetings, I charge an hourly fee that can be between $400 and $200 an hour.
The Wealth Performance and Protection System is a process where you (and your other advisors) and our team work together to co-create a financial strategy that will help your financial life become more efficient and coordinated. In doing so, you will feel confident and will be successful building and maintaining your wealth while living free and doing more of what you want to do – when you want to do it!
If during the first 4 months of our working together you feel the system isn’t helping you towards that result and want to stop the process, any money you have paid to that point will be refunded and any remaining balance will not be invoiced!
Please understand, I became a financial planner in 2003 after I experienced what it is like to lose everything. I know how my knowledge, perspective and experience can help a lot of people but I also realize there are situations where I can’t help, so I’d rather return the money and help them find an advisor who can help them.
I do this so you understand there is no risk to get started.
Yes, Not showing up to the appointed time and not calling more than 2 times and I reserve the right to retain the fee.
The Wealth Manifestation Process is an experience that will help you organize your financial life so that you can make the best financial decisions.
You will receive a visual representation of your current financial position first. Then, together, we will explore different strategies through our model to find the best money moves you can make will put you in the optimal position to grow and protect your wealth.
I understand. It’s likely you are meeting me on the internet to start and you want to know who you are talking with and is he who he claims to be.
I encourage you to do a background check on me.
The easiest way is to confirm my designations; I am a Certified Financial Planner and a Chartered Life Underwriter.
To confirm my CFP status visit: https://www.cfp.net/verify-a-cfp-professional and type in my last name.
The CFP board does annual background checks on Certified Financial Planners and requires CFPs to complete 30-hours of continuing education to maintain certification.
Learn more about what a CFP means at: www.LetsMakeAPlan.org
To verify my Chartered Life Underwriter status visit: https://www.youradvisorguide.com/designation-check
Everyone has different circumstances but the Wealth Manifestation Process is a comprehensive planning platform. In the system we will address the following:
I am a CERTIFIED FINANCIAL PLANNER who is licensed as an investment advisor but I DO NOT SELL INVESTMENT PRODUCTS.
I am also a mortgage loan originator (employed by Freedom Mortgage Corporation) and an insurance broker that represents over 500 different insurance companies that sell life, health, property and casualty insurance products. When one of these financial product are the right solution, my team will assist you in finding the best solution. Compensation is disclosed and I typically reduce the remaining fee by any commissions received.
Additionally, I own Decision Tree Tax Advisors. We provide tax preparation services to a number of our clients.
NO! If you have an accountant or attorney you consult with when making important financial decisions, we actually want them to be part of the process. The goal is to have EVERYONE you already like and trust be on the same page, not to replace your relationships!
If you do not have an attorney or accountant and you end up needing the type of services they provide, we can refer you to one of our valued partners who understands the Wealth Manifestation Process and the importance of a coordinated effort.
Most of my clients have a financial planner or investment advisor they work with.
They decide to work with me because, through The Wealth Manifestation Process I use a unique and specialized process that really concentrates on your core values when it comes to money then focuses on visualizing cash flow to see the best money moves to make to accomplish your objective. This does a number of super cool things.
For one, It helps people increase their wealth building and income potential ON TOP of what they are already doing. This allows money to work harder for them so they can achieve their goals more efficiently. The cool thing is that I am usually able to do this without ANY REDUCTION IN YOUR CURRENT LIFESTYLE. As a matter of fact, your current lifestyle may even increase!
This is the “Performance” part of the system.
This leads me to the second cool thing and that is the “Protection” portion of the system. Even though you are increasing your money’s ability to work more efficiently, I can do it so that you are taking significantly less risk than you are currently taking.
I am so confident I can make a huge difference in your financial life that if you go through the system and are not satisfied with the results it creates for your life, I refund 100% of the investment you made to participate in the system.
The Wealth Manifestation Process has a goal to make your financial life as efficient as possible. In order to do that, it is extremely important to have as much information about your current financial position as possible.
You can download our “new client data sheet” here to see the types of information that can help us do the best job for you so you get the most out of the system.
I understand. Everything sounds good but you really aren’t comfortable until you can talk to us one on one.
No problem. That is why I offer the free conversation before we start.
I have a calendar you can access here. Pick a time and we can have a 15-30 minute discussion where you can ask me any question you may have over a zoom meeting.
In addition, you can call me at 844-433-2474.